{"id":26976,"date":"2023-07-02T17:55:10","date_gmt":"2023-07-02T17:55:10","guid":{"rendered":"https:\/\/insuropedia.in?p=26976"},"modified":"2026-07-31T06:32:28","modified_gmt":"2026-07-31T06:32:28","slug":"directors-and-officers-liability-insurance-under-companies-act-2013","status":"publish","type":"post","link":"https:\/\/pamstaging2.securenow.in\/insuropedia\/directors-and-officers-liability-insurance-under-companies-act-2013\/","title":{"rendered":"Directors and Officers&#8217; Liability Insurance under Companies Act 2013"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><h2 aria-level=\"3\"><b><span data-contrast=\"none\">Overview<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\"> Under the Companies Act, 2013, D&amp;O liability insurance protects directors and officers of a company from personal financial losses arising from legal claims due to wrongful acts, negligence, or breach of duty during their official capacity. The Act allows companies to purchase and maintain D&amp;O insurance to safeguard their key managerial personnel from liabilities arising out of civil, criminal, regulatory, or shareholder actions.<\/span><\/p>\n<h3 data-path-to-node=\"3\">Key Takeaways<\/h3>\n<ul data-path-to-node=\"4\">\n<li>\n<p data-path-to-node=\"4,0,0\"><b data-path-to-node=\"4,0,0\" data-index-in-node=\"0\">Statutory Recognition in India:<\/b> Section 197(13) of the Companies Act, 2013 explicitly validates D&amp;O liability insurance, permitting Indian companies to purchase policies to indemnify key managerial personnel (KMPs) against liability claims.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,1,0\"><b data-path-to-node=\"4,1,0\" data-index-in-node=\"0\">Exclusion from Executive Remuneration:<\/b> Insurance premiums paid by a company for its directors and officers are not counted as part of their personal remuneration limits under Section 197(13), unless a court finds the executive guilty of deliberate wrongdoing.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,2,0\"><b data-path-to-node=\"4,2,0\" data-index-in-node=\"0\">Shield for Personal Assets:<\/b> Increased regulatory oversight under the Companies Act heightens executive accountability; D&amp;O policies prevent legal expenses or damages from depleting personal wealth.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,3,0\"><b data-path-to-node=\"4,3,0\" data-index-in-node=\"0\">Broad Category of Insured Persons:<\/b> D&amp;O policies extend protection to managing directors, board members, key managerial personnel (KMPs), executive employees, former\/future directors, and estate administrators.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"4,4,0\"><b data-path-to-node=\"4,4,0\" data-index-in-node=\"0\">Recruitment Benchmark:<\/b> Providing D&amp;O insurance coverage helps both public and private limited companies attract top-tier executive talent and independent directors who want protection against corporate litigation risks.<\/p>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The Companies Act 2013 has brought in significant changes, which highlight the protection of the interests of stakeholders and other shareholders. The increased responsibilities assigned to the directors and officers heighten the chance of their being accountable for acts they commit either wrongfully or unintentionally, thereby leading to significant legal costs or other financial burdens. As a result, <\/span><a href=\"https:\/\/securenow.in\/commercial-liability-insurance\/director-officer-liability-insurance\"><span style=\"font-weight: 400;\">Directors and Officers (D&amp;O) liability insurance<\/span><\/a><span style=\"font-weight: 400;\"> has been gaining popularity. The D&amp;O insurance is mentioned under section 197(13) of the Companies Act, 2013.<\/span><\/p>\n<div class=\"group final-completion w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-59\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 whitespace-pre-wrap break-words overflow-x-auto\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Director&#8217;s and Officer&#8217;s liability insurance is a relatively new concept in the Indian Corporate scenario. It has yet to become customary.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><b>What is Directors and Officers (D&amp;O) Liability Insurance?<\/b><\/h2>\n<p><a href=\"https:\/\/securenow.in\/insuropedia\/directors-officers-do-liability-insurance\/\"><span style=\"font-weight: 400;\">Directors &amp; Officers (D&amp;O) Liability Insurance<\/span><\/a><span style=\"font-weight: 400;\"> is a type of insurance policy that provides financial protection to directors and officers of a company in the event that arises through wrongful acts intentionally or unintentionally in the performance of their duties. It is designed to safeguard the personal assets of directors and officers and protect them from legal expenses and potential liabilities arising from their management decisions. It is not mandatory in India, unlike <\/span><a href=\"https:\/\/securenow.in\/insuropedia\/salient-features-of-vehicle-insurance-how-to-buy\/\"><span style=\"font-weight: 400;\">motor insurance,e<\/span><\/a><span style=\"font-weight: 400;\"> but because of the compliance requirements and liability on Directors and Officers of the company.\u00a0<\/span><\/p>\n<h3><b>What Does the \u2018Wrongful\u2019 Act Mean in this Act?<\/b><\/h3>\n<div class=\"group final-completion w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-57\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 whitespace-pre-wrap break-words overflow-x-auto\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>In the context of Company Act insurance, a wrongful act involves errors or omissions by a director or officer during their duties. It results in harm to a third party. This can include acts of negligence, breach of contract, or fraud.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><b>Who Does the Insurance Cover Apply To?<\/b><\/h2>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Director, officer, secretary, or a person employed in an executive capacity of the Insured Organization.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Manager and receiver of property of the Insured Organization.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An employee of the Insured Organization performing a managerial or supervisory role.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Former, present or future members of the board of directors.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The trustee or other person administering an arrangement made between the Insured Organization and other persons.\u00a0<\/span><\/li>\n<\/ol>\n<h2><b>Why Is D&amp;O <\/b><b>Liability <\/b><b>Insurance Important for Both Public and Private Limited Companies?<\/b><\/h2>\n<ol>\n<li>Board of Directors liability insurance safeguards directors and officers from personal liability when sued for alleged wrongful acts or negligence. Without this coverage, they risk personal assets.<\/li>\n<li>Offering <a href=\"https:\/\/securenow.in\/insuropedia\/category\/directors-and-officers-liability-insurance\/insurer-directors-and-officers-liability-insurance\/\">D&amp;O insurance<\/a> coverage is an attractive benefit for directors and officers, which helps companies attract and retain highly qualified individuals for executive positions.<\/li>\n<li>Directors and officers can face substantial financial risks when lawsuits are filed against them.The costs associated with legal defense, settlements, or judgments can be substantial and can quickly deplete personal resources.<\/li>\n<li>D&amp;O insurance mitigates financial risks by covering legal expenses and potential liabilities. This enables directors and officers to concentrate on their duties without financial burden.<\/li>\n<li>Moreover, D&amp;O insurance plays a crucial role in promoting good <a href=\"https:\/\/www.linkedin.com\/company\/securenow-insurance-broker\/about\/\">corporate<\/a> governance.<\/li>\n<li>D&amp;O insurance indirectly benefits shareholders and stakeholders by providing a potential source of funds to cover legal claims.<\/li>\n<\/ol>\n<div class=\"group final-completion w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-61\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 whitespace-pre-wrap break-words overflow-x-auto\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<h3 data-path-to-node=\"0\">Summary Table: D&amp;O Insurance Under the Companies Act, 2013<\/h3>\n<div class=\"horizontal-scroll-wrapper\">\n<div class=\"table-block-component\">\n<div class=\"table-block has-export-button new-table-style is-at-scroll-start has-scrollbar\">\n<div class=\"table-content md-content\" data-hveid=\"0\" data-ved=\"0CAAQ3ecQahgKEwii--z5sOqVAxUAAAAAHQAAAAAQ1wQ\">\n<table data-path-to-node=\"1\">\n<thead>\n<tr>\n<td><strong>Dimension<\/strong><\/td>\n<td><strong>Provisions &amp; Statutory Context<\/strong><\/td>\n<td><strong>Insured Category<\/strong><\/td>\n<td><strong>Strategic &amp; Financial Impact<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"1,1,0,0\"><b data-path-to-node=\"1,1,0,0\" data-index-in-node=\"0\">Legal Framework &amp; Authority<\/b><\/span><\/td>\n<td>Mentioned under Section 197(13) of the Companies Act, 2013; allows companies to pay premiums on behalf of leadership.<\/td>\n<td><span data-path-to-node=\"1,1,2,0\">Managing directors, whole-time directors, CEOs, CFOs, and Company Secretaries.<\/span><\/td>\n<td><span data-path-to-node=\"1,1,3,0\">Ensures premium payments are not treated as taxable managerial remuneration unless the individual is proven guilty.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"1,2,0,0\"><b data-path-to-node=\"1,2,0,0\" data-index-in-node=\"0\">Definition of &#8216;Wrongful Act&#8217;<\/b><\/span><\/td>\n<td><span data-path-to-node=\"1,2,1,0\">Operational errors, misstatements, breach of duty, or omissions during managerial duties that cause third-party harm.<\/span><\/td>\n<td><span data-path-to-node=\"1,2,2,0\">Board of Directors, executive officers, supervisors, receivers, and appointed trustees.<\/span><\/td>\n<td><span data-path-to-node=\"1,2,3,0\">Distinguishes between unintentional decision-making errors and willful fraud or deliberate misconduct.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"1,3,0,0\"><b data-path-to-node=\"1,3,0,0\" data-index-in-node=\"0\">Personal Asset Protection<\/b><\/span><\/td>\n<td><span data-path-to-node=\"1,3,1,0\">Indemnifies corporate leaders against legal fees, judgments, and court-mandated settlements.<\/span><\/td>\n<td><span data-path-to-node=\"1,3,2,0\">Current, former, and future executive and non-executive board members.<\/span><\/td>\n<td><span data-path-to-node=\"1,3,3,0\">Prevents direct attachment or forfeiture of personal bank accounts, property, and personal investments.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"1,4,0,0\"><b data-path-to-node=\"1,4,0,0\" data-index-in-node=\"0\">Governance &amp; Talent Acquisition<\/b><\/span><\/td>\n<td><span data-path-to-node=\"1,4,1,0\">Essential risk mitigation tool that promotes confident decision-making and ethical management.<\/span><\/td>\n<td><span data-path-to-node=\"1,4,2,0\">C-suite executives, independent directors, and managerial employees.<\/span><\/td>\n<td><span data-path-to-node=\"1,4,3,0\">Serves as a key recruitment driver to attract qualified C-suite executives and independent board members.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">D&amp;O liability insurance is an important protection that offers legal protection arising from their duties and responsibilities. Companies should consider this insurance cover for mitigating potential risks. To know more about what it is and <\/span><a href=\"https:\/\/securenow.in\/insuropedia\/video-claim-filing-process-under-directors-officers-liability-insurance-policy\/\"><span style=\"font-weight: 400;\">how to file a claim under this insurance policy<\/span><\/a><span style=\"font-weight: 400;\">, get in touch with the <\/span><a href=\"https:\/\/securenow.in\/\"><span style=\"font-weight: 400;\">SecureNow<\/span><\/a><span style=\"font-weight: 400;\"> team.<\/span><\/p>\n<h3 aria-level=\"2\"><b><span data-contrast=\"auto\">FAQs<\/span><\/b><\/h3>\n<h4><b><span data-contrast=\"none\">Q) What is D&amp;O liability insurance under the Companies Act 2013?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><b>A) <\/b>It is a corporate policy that protects directors and officers from liabilities due to decisions made in their managerial roles.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"none\"> Q) Is D&amp;O insurance mandatory under the Companies Act?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><b>A) <\/b>No, it&#8217;s not mandatory but is considered a good governance practice and is increasingly common among Indian companies.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"none\"> Q) Who can be covered under D&amp;O insurance?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><b>A) <\/b>Board members, directors, key executives, and in some cases, employees acting in managerial capacities.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"none\"> Q) What does D&amp;O insurance typically cover?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><b>A) <\/b>It covers legal costs, settlements, and damages arising from allegations of mismanagement, negligence, or breach of fiduciary duties.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"none\"> Q) Does the Companies Act 2013 allow indemnification of directors?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><b>A) <\/b>Yes, Section 197(13) permits companies to indemnify directors using D&amp;O insurance, provided it doesn\u2019t cover criminal acts proven in court.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h4><b><span data-contrast=\"none\"> Q) Why is D&amp;O insurance important for startups and SMEs?<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><b>A) <\/b>It protects founders and directors from personal liability risks, helping attract and retain talent and investors with legal safeguards.<\/span><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is D&O liability insurance under the Companies Act 2013?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"It is a corporate policy that protects directors and officers from liabilities due to decisions made in their managerial roles.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is D&O insurance mandatory under the Companies Act?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No, it's not mandatory but is considered a good governance practice and is increasingly common among Indian companies.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Who can be covered under D&O insurance?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Board members, directors, key executives, and in some cases, employees acting in managerial capacities.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What does D&O insurance typically cover?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"It covers legal costs, settlements, and damages arising from allegations of mismanagement, negligence, or breach of fiduciary duties.\"\n      }\n    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in directors and officers insurance for SecureNow. Boasting 9 years of experience in the industry, he profoundly understands the complexities surrounding directors and officers liability coverage. Their articles delve into the intricacies of D&amp;O insurance, providing readers with invaluable insights into risk mitigation strategies and policy considerations. Renowned for their comprehensive knowledge and attention to detail, Rajesh is dedicated to delivering informative and engaging content that empowers individuals and businesses to navigate the complexities of insurance with confidence.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Overview Under the Companies Act, 2013, D&amp;O liability insurance protects directors and officers of a company from personal financial losses arising from legal claims due to wrongful acts, negligence, or breach of duty during their official capacity. The Act allows companies to purchase and maintain D&amp;O insurance to safeguard their key managerial personnel from liabilities [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_lmt_disableupdate":"no","_lmt_disable":"no","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[311,304],"tags":[150,558,1739,1841],"class_list":["post-26976","post","type-post","status-publish","format-standard","hentry","category-importance-directors-and-officers-liability-insurance","category-directors-and-officers-liability-insurance","tag-motor-insurance","tag-do-insurance","tag-directors-and-officers-do-liability-insurance","tag-how-to-file-a-claim-under-this-insurance-policy"],"acf":[],"modified_by":"SecureNow","_links":{"self":[{"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/26976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/comments?post=26976"}],"version-history":[{"count":14,"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/26976\/revisions"}],"predecessor-version":[{"id":36941,"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/posts\/26976\/revisions\/36941"}],"wp:attachment":[{"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/media?parent=26976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/categories?post=26976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pamstaging2.securenow.in\/insuropedia\/wp-json\/wp\/v2\/tags?post=26976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}