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ManipalCigna Health Insurance Company’s Group Personal Accident Insurance

ManipalCigna’s Group Personal Accident Insurance Policy is one of the most preferred insurance plans for comprehensive coverage at affordable premiums. This insurance plan covers accidental death, permanent disablement, total and partial, both and temporary total disablement. It also covers Accidental Medical Expenses and Repatriation of Remains.

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Highlights

Worldwide cover, 24*7

Sum Insured Options available upto 5 Lakhs

Option to buy this policy, online

Issuance of certificate of insurance, instantly

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply.

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ManipalCigna Health Insurance Company’s Overview

ManipalCigna is one of the fastest growing health insurance companies in India. It is a partner of choice with 10 banks, 35+ NBFCs, 250+ brokers & over 20000+ agents. This insurance company has comprehensive product portfolio across retail as well as group architecture and is serving about 15000+ partner sales branches across India. It has the ability to customize & co-create products basis partners’ requirements. By using agile technology & digital platforms, it integrates with core systems of the partners.t
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On Group Personal Accident Insurance Online

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

TOP PLANS

Group Personal Accident Insurance Online

By ManipalCigna Health Insurance

Family Definitiom
For 25 lives-office based staff
Family Definitiom
For 25 lives-office based staff
Sum Insured
₹ 3 lacs sum insured
Sum Insured
₹ 3 lacs sum insured
Premium(excluding Taxes)
₹ Rs. 7,163
Premium(excluding Taxes)
₹ Rs. 7,163

Group Personal Accident Insurance Online

By ManipalCigna Health Insurance

Family Definitiom
For 25 lives-field and factory workers
Family Definitiom
For 25 lives-field and factory workers
Sum Insured
₹ 5 lacs sum insured
Sum Insured
₹ 5 lacs sum insured
Premium(excluding Taxes)
Rs. 14,500
Premium(excluding Taxes)
Rs. 14,500
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How to buy ManipalCigna’s Group Personal Accident Insurance?

One can buy ManipalCigna’s Group Personal Accident Insurance by following 5 simple steps which are as follows:

Step 2: Mention contact details & employee count and select nature of work to check multiple quotes online

Step 3: Select the final option, click on 'Buy Now' and upload the 'Employee Data'

Step 4: Fill proposal form and make payment online

Step 5: Certificate of insurance will get issued at registered email id, instantly

Step 6: The Policy copy will get issued' at client's registered email id, offline within 15 working days

Any Questions?

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Buy Group Personal Accident Insurance coverage upto 5 Lakhs*

Premium starting from Rs. 750 /person per annum*

*Terms & conditions apply. Click view plans below to check eligibilityPlan Image
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ParticularsCoverage
Minimum number of lives required to buy this Group Personal Accident Insurance Scheme7
Sum Insured Options1 Lakh to 5 Lakhs
Accidental DeathCovered upto 100% of Sum Insured
Permanent Total Disablement
Permanent Partial Disablement
Temporary Total DisablementRs. 5000 per week or actuals for 100 weeks
Accidental Medical Expenses10% of Sum Insured or 40% of admissible claims or actuals whichever is lower
Repatriation of RemainsUpto Rs. 10,000
Claim IntimationWithin 15 days from the date of occurrence
Claim SubmissionWithin 30 days from the date of discharge
Addition or deletionsOn pro-rata basis

How to renew a ManipalCigna’s Group Personal Accident Insurance?

The client should renew its group personal accident insurance policy to continue availing last year policy’s benefits. For renewals, our concerned team contacts the clients 90 days before the due date of the renewal of your policy. Also, we send reminder emails to clients for renewal, twice, i.e., 23 days and 7 days before the due date of the renewal. The clients are requested to revert to our emails and calls, let us know if we can proceed with the renewal policy booking for this year as per last year's terms and conditions or any deviations are required. Also, the clients are requested to make the payment timely to ensure that the policy gets renewed without any break. The policy copy gets issued offline within 15 working days at client's registered email id once the clients are done with making the payment.,

To renew your GPA policy (other than ManipalCigna’s), the clients are requested to send us their last year’s policy copy, employee data (at which the policy got placed), this year's active data of the employees and updated claims MIS, to support@securenow.in . The clients can also call us at +91 9696683999 and ask for assistance to complete the renewal process.

How to file a claim under a ManipalCigna’s Group Personal Accident Insurance Policy?

The claim process under a ManipalCigna’s Group Personal Accident Insurance Policy is as follows:

1. The client is supposed to give a written notification of the claim, immediately, and in any event within 24 hours. It is necessary that the insured consults a doctor, and follow the recommended advice and treatments.

2. The client also is requested to submit the hard copies of the claim documents within 30 days from the date of discharge. In case of any query, he/she can contact us at +91 9696683999 or write to us at support@securenow.in.

3. In case the insurer raises any query/queries, then the client is supposed to revert with answers and/or requested details within 24 hours.

Explain Group Personal Accident’s Meaning

Group Personal Accident cover is one of the types of group insurances generally bought by employers for their employees. This policy covers the accidental expenses related to death, permanent disability (total and partial, both), temporary total disability, medical expenses. Add-on coverages like children education benefit, mortal remains transportation, home modification expenses, ambulance charges etc.

Standard Exclusions of ManipalCigna’s Group Accidental Insurance Policy:

1. Pre-Existing Diseases.
2. Suicide, attempt to Suicide or intentionally self- inflicted injury, sexually transmitted conditions, mental disorder, anxiety, stress or depression.
3. Being under influence of drugs, alcohol, or other intoxication or hallucinogens.
4.Participation in actual or attempted felony, riot, civil commotion, crime misdemeanor.
5.Committing any breach of law of land with criminal intent.
6.Death or disablement resulting from Pregnancy or childbirth.
7.Professional sports team in respect of specific benefit for inability to perform.

8.Participation in any kind of motor speed contest.

9.While engaged in aviation, or whilst mounting or dismounting from or traveling in any aircraft other than as a fare paying passenger in a Scheduled Airline.

10.Underground mining & contractor specializing in tunnelling.

11.Naval, military or air force personnel.

12.Radioactivity, Nuclear risks, ionizing radiation.

NOTE: This is not an exhaustive list.

Frequently Asked Questions

For the year ended 31st March 2022, the total premium earned (Net) by ManipalCigna Health Insurance Company is Rs. 824.98 Crores.
The sum insured-options range for ManipalCigna’s Group Personal Accident Policy is as below:
  • For online purchase: 1 Lac to 5 Lacs
  • For offline purchase: More than 5 Lacs
  • The claim settlement ratio of ManipalCigna Group Accidental Insurance Policy is 85%.
    Yes, the client can buy ManipalCigna’s Group Personal Accident Insurance policy, online at SecureNow’s website.
    Yes, the client can upload the employee data online to buy this Manipal Cigna’s GPA policy. Also, the client has an option to generate an employee-data survey link and collect the employees-details (data required for policy-booking), online.
    Medi Assist TPA will process the claims under this ManipalCigna Group Personal Accident Insurance Policy.
    ManipalCigna Health Insurance Company requests the insured to contact 3 days in advance before seeking medical treatment. This will allow MCHI health relationship managers to help Insured follow the next steps. In case of an emergency, insured can contact MCHI at 1800-419-1159, within 24 hours of admission to the hospital. The list of necessary documents required to register a claim under ManipalCigna’s Group Personal Accident Insurance policy includes:
  • A duly filled and signed claim form
  • Claim notice
  • Copy of the policy document
  • FAQ Insurer Image