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Go Digit General Insurance Limited ’s Workmen Compensation/Employees Compensation Insurance

Go Digit General Insurance Limited’s Workmen Compensation/Employees Compensation Insurance is one of the most preferred options for comprehensive coverage at discounted premiums. The Employee Compensation Act is an employee welfare scheme initiated by the Government of India under which the employer has to bear the legal liability of his employees in case injury/accident/death sustained/contracted during or as a result of the course of employment. This insurance plan covers liability of the employer towards his employees under Workmen Compensation Act 1923, Fatal Accident Act 1855 and Common Law. Also, this insurance plan provides add-on covers such as cover for medical expenses upto Rs. 1 Lac, occupational diseases cover and option to buy policy for less than 12 months.

Compare Go Digit for Workmen Compensation Insurance Policy

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Highlights

Over 80% Discount on Premiums

Covers Medical Expenses up to Rs. 1 Lakh

Covers Occupational Diseases and Illnesses

Issuance of WC Policy Online, Instantly

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply.

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Go Digit General Insurance Limited ’s Overview

Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) aim to make insurance simple. They are trying to change the way, the insurance products are understood, bought and being filed claims under. To do so they are trying to reimagine the products and redesigning the processes. They are bringing back the basics and focusing on building simple and transparent solutions to cater to the insurance needs of their customers. They have got a great mix of industry veterans who know the new age technology, what is to be done and how, so that all the insurance needs of their customers could get fulfilled without any hassle.
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Compare and Save upto 70%*

On Workmen Compensation Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

TOP PLANS

Workmen Compensation Insurance

By Go Digit General Insurance Limited

Sub-Sector
Engineering Workshop & Fabrication Work (up to 9 metres)
Sub-Sector
Engineering Workshop & Fabrication Work (up to 9 metres)
Number of Employees
For 10 labour & factory workers
Number of Employees
For 10 labour & factory workers
Monthly Salary
Rs. 15000
Monthly Salary
Rs. 15000
Premium excluding taxes
Rs. 7,358 plus taxes
Premium excluding taxes
Rs. 7,358 plus taxes

Workmen Compensation Insurance

By Go Digit General Insurance Limited

Sub-Sector
For Civil Construction – up to 2 storeys excluding blasting and tunnelling
Sub-Sector
For Civil Construction – up to 2 storeys excluding blasting and tunnelling
Number of Employees
For 10 labour & factory workers
Number of Employees
For 10 labour & factory workers
Monthly Salary
Rs. 15000
Monthly Salary
Rs. 15000
Premium excluding taxes
Rs. 8,100 plus taxes
Premium excluding taxes
Rs. 8,100 plus taxes
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How to buy Go Digit’s Workmen Compensation/Employees Compensation Insurance Policy?

Buying Go Digit's workmen compensation policy online has become very easy. One can buy this policy in just few clicks by following the below mentioned 5 steps:

Step 2: Mention the contact details, select your sector and sub-sector and mention workers’ details to see multiple quotes online

Step 3: Select the option you want to go ahead with, click on ‘Buy Now’

Step 4: Make the payment and fill the proposal form online

Step 5: The Policy copy will get issued at your registered email Id, instantly

Any Questions?

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Buy Workmen Compensation Insurance coverage upto 1 Lakhs*

Premium starting from ₹100 /person per annum*

*Terms & conditions apply. Click view plans below to check eligibilityPlan Image
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Go Digit General Insurance’s Workmen Compensation Insurance Policy at a Glance:

ParticularsCoverage
Workmen Compensation Act 1923/Employees Compensation Act 1923
Fatal Accident Act 1855
Common Law
Policy PeriodMinimum for 1 Month Maximum up to 12 Months
Accidental Injuries
Death
Disability
Medical ExpensesCovered at marginally extra premium
Occupational Illness and DiseasesCovered at marginally extra premium
Discounts on PremiumMore than 85%

How to renew a Go Digit’s Workmen Compensation/Employees Compensation Insurance Policy?

It is always recommended that establishment should renew its policy in order to continue enjoy the renewal benefits. For renewals, our concerned team contacts the client 15 days before policy renewal due date. We also send 4-5 reminder emails to client for policy renewal. The client is requested to revert to our emails and calls, let us know any change they want in their policy coverage for the upcoming year. In case of no change, we can proceed to renew as per last year's terms and conditions. The client thereafter is requested to make the payment via payment link/NEFT/RTGS/IMPS, to ensure the policy gets renewed without any break. Next, client is required to submit some documents including, signed and stamped quote, duly filled in and signed/stamped, GST certificate, PAN card, a cancelled cheque and mandate letter to issue the policy. The policy copy will get issued online within 2 working days at clients' registered email id. The client can also contact us at +91 9696683999 and ask for assistance to complete the renewal process before the due date.

How to file a claim under a Go Digit’s Workers Compensation Insurance/Employees Compensation Insurance Policy?

The claim process under a Workers Compensation Insurance/Employees Compensation insurance is as follows:

1. The client is supposed to intimate us about the claim within 24 hours. Also, he is supposed to share his last year policy/policy number

2. The client is supposed to submit the documents such as medical bills of worker for whom the claim is being filed, payslip of the worker, attendance register, date of joining etc.

3. Insurance company verifies the document, ask for deficient documents, if any and process the claims as per policy terms and conditions

The client also is supposed to submit the hard copies of the claim documents. In case of any query, he/she can call us at +91 9696683999 or write to us at support@securenow.in.

Standard Exclusions of a Go Digit’s Workmen Compensation Policy:

  • Any work involving blasting, tunnelling, work on high tension live wires, off shore work, underground/ under water work, subaqueous work or any related services in connection therewith.
  • Workers predominantly engaged in wrecking or demolition and/or Standalone demolition only Projects and/or collection or removal of scrap metal and any related activities including Loading and unloading. However, demolition in conjunction with re-construction/construction/alteration will be covered
  • Workers involved in maintenance of towers, steeples, bridges, Dams, chimney shafts and excavation @ 3mts unless specifically agreed and mentioned in policy schedule.
  • Any interest and/or penalty imposed on the insured on account of his /their failures to comply with the requirements laid down under the Employee's Compensation ACT, 1923

    • Frequently Asked Questions

    In FY 2022, the gross written premium done by Go Digit General Insurance Limited is Rs. 5,268 crores, relatively higher in comparison with Rs. 3,243 crores of premium done in FY 2021.
    Go Digit General Insurance Company has 200+ offices in 90+ cities.
    The client will get the policy online instantly once he/she is done with making the payment, if he/she purchases Go Digit’s Workmen Compensation/Employees Compensation Insurance online at SecureNow’s Website.
    The customer will get more than 80% discount, if he/she purchases Go Digit’s Workmen Compensation/Employees Compensation Insurance online at SecureNow’s Website.
    Go Digit General Insurance Limited ’s WC policy provides below add-on covers:
  • Medical Expenses Cover with below options:
    • Rs. 25,000
    • Rs. 50,000
    • Rs. 1,00,000
  • Occupational Diseases Cover
  • Option to purchase a policy for a period which is less than 12 months
    • The list of necessary documents required to file a claim under Go Digit’s Workmen Compensation/Employees Compensation Insurance policy include:
  • A duly filled and signed claim form
  • Copy of the policy document
  • Medical Bills of Worker
  • Attendance Register
  • Date of Joining of Worker
  • Payslip
    • FAQ Insurer Image