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Raheja QBE General Insurance Limited ’s Workmen Compensation/Employees Compensation Insurance

Raheja QBE General Insurance Limited’s Workmen Compensation/Employees Compensation Insurance is one of the best insurance plans for wide coverage at economical premiums. This insurance policy covers legal liability of the employer towards his workmen under Employee Compensation Act 1923, Fatal Accident Act 1855 and Common Law. Also, it provides add-on covers such as cover for medical expenses up to Rs. 1 Lac, occupational diseases cover. It also provides an option to buy policy for less than 12 months.

Compare Raheja for Workmen Compensation Insurance Policy

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Highlights

Over 85% Discount on Premiums

Cover for Medical Expenses up to Rs. 1 Lakh

Cover for Occupational Disease

Online Policy Purchase Option is available

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply.

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Raheja QBE General Insurance Limited ’s Overview

Raheja QBE General Insurance Company is a joint venture between Rajan Raheja Group and QBE Insurance which is Australia’s second largest global insurer. Raheja QBE’s focus is to help and create the most conducive environment for its consumers and partners in the insurance sector. While Rajan Raheja Group brings in the extensive knowledge across various business sectors in India, QBE insurance provides global expertise in insurance that together results in innovative insurance solutions for diverse consumers.
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Compare and Save upto 70%*

On Workmen Compensation Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

TOP PLANS

Workmen Compensation Insurance

By Raheja QBE General Insurance

Sub-Sector
Engineering Workshop & Fabrication Work (up to 9 metres)
Sub-Sector
Engineering Workshop & Fabrication Work (up to 9 metres)
Number of Employees
For 10 labour & factory workers
Number of Employees
For 10 labour & factory workers
Monthly Salary
Rs. 15000
Monthly Salary
Rs. 15000
Premium excluding taxes
Rs. 8,584 plus taxes
Premium excluding taxes
Rs. 8,584 plus taxes

Workmen Compensation Insurance

By Raheja QBE General Insurance

Sub-Sector
For Civil Construction – up to 2 storeys excluding blasting and tunnelling
Sub-Sector
For Civil Construction – up to 2 storeys excluding blasting and tunnelling
Number of Employees
For 10 labour & factory workers
Number of Employees
For 10 labour & factory workers
Monthly Salary
Rs. 15000
Monthly Salary
Rs. 15000
Premium excluding taxes
Rs. 9,450 plus taxes
Premium excluding taxes
Rs. 9,450 plus taxes
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How to buy Raheja QBE’s Workmen Compensation Policy Online

One can buy Raheja QBE's Workmen Compensation policy (also called employees compensation insurance policy or employer’s liability insurance policy) via our workmen compensation policy premium calculator, easily in just few clicks by following 5 steps:

Step 2: Fill your contact details, select sector and sub-sector, and enter workers’ details to see multiple quotes online

Step 3: Finalise the option you want to go ahead with, click on ‘Buy Now’

Step 4: Make the payment and fill proposal form online

Step 5: The Policy copy will get issued at your registered email Id, within 2 working hours

Any Questions?

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Buy Workmen Compensation Insurance coverage upto 1 Lakhs*

Premium starting from ₹100 /person per annum*

*Terms & conditions apply. Click view plans below to check eligibilityPlan Image
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Raheja QBE General Insurance’s Workmen Compensation/Employees Compensation Insurance at a Glance:

ParticularsCoverage
Workmen Compensation Act 1923/Employees Compensation Act 1923
Fatal Accident Act 1855
Common Law
Policy PeriodMinimum for 1 Month Maximum up to 12 Months
Accidental Injuries
Death
Disability
Medical ExpensesCovered at marginally extra premium
Occupational Illness and DiseasesCovered at marginally extra premium
Discounts on PremiumMore than 85%

How to renew a Raheja QBE’s Workmen Compensation/Employees Compensation Insurance Policy?

One can renew workmen compensation insurance (employees compensation insurance) very easily by following SecureNow's Renewal Process. For renewals, SecureNow's renewal team, contacts the customer 15 days before the due date of the renewal of the policy. Also, we send multiple reminder emails to customers. The client is requested to revert our emails and calls, let us know if the policy should get renewed as per last year's terms and conditions, or deviations, if any. Then the client is supposed to make the payment via payment link/NEFT/RTG/IMPS, timely so that the policy does not get lapsed. Then we request the client to share the placement documents such as signed and stamped quote, signed and stamped filled proposal form, GST certificate, PAN card, cancelled cheque and mandate letter. The policy copy gets issued offline at client's registered email id once the payment gets made.

Also, the clients can reach out to us at +91 9696683999 and ask for assistance to complete the renewal process before the due date of renewal of the policy.

How to file a claim under a Raheja QBE’s Workmen Compensation/Employees Compensation Insurance Policy?

The claim process for Workmen Compensation Policy is as follows:

1. The client is requested to intimate us about the claim within 24 hours and share his last year policy/policy number

2. The client is requested to submit the claim-documents such as medical bills of worker (for whom the claim is being filed), payslip of the worker, attendance register, date of joining etc.

3. The insurance company verifies the document, ask for deficient documents, if any and process the claims as per the policy terms and conditions

The client also is supposed to submit the hard copies of the claim documents. In case of any query, he/she can reach out to us at +91 9696683999 or write to us at support@securenow.in.

Standard Exclusions of a Raheja QBE’s Workmen Compensation/Employees Compensation Insurance Policy:

  • For Injury caused to Employee by accident directly or indirectly caused by or arising from or in consequence of or attributable to war, invasion, act of foreign enemy, hostilities (whether war be declared or not) civil war, mutiny, insurrection, rebellion, revolution or military or usurped power, nuclear weapons material, ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel.
  • Accidents occurring at any other place than the Place or Places of Employment specified in the Schedule, unless the Employee was at such other place whilst on duty for the purpose of Business and on the directions of the Insured or any of its official authorized to exercise control and supervision over the Employee.
  • For Occupational Diseases contracted by an Employee
  • For interest and/or penalty imposed on the Insured under any law or otherwise.
  • Under any Law for medical expenses in connection with treatment of any Injury sustained by an Employee
  • For persons employed in the Business under a Contractor or Sub-Contractor of the Insured unless specifically covered in the Schedule
  • For Injury sustained by person whilst in the employ of the Insured otherwise than in the Business and/or who has not been declared for insurance under this Policy.
  • Assumed by agreement which would not have attached in the absence of such agreement
  • For any sum which the Insured would have been entitled to recover from any party but for an agreement between the Insured and such party.
  • For any accident occurring whilst the Employee is under the influence of intoxicating liquor or drugs.
  • For any incapacity or death of an Employee resulting from his/her deliberate self-injury or the deliberate aggravation of an accidental Injury.

    • Frequently Asked Questions

    In FY 2020-21, the gross written premium done by Raheja QBE General Insurance Limited is Rs. 296.16 Crores.
    SecureNow’s online WC policy-purchase process offers the customer significant discounts on premium, allows him to see multiple quotes, make the payment and fill the proposal form, online. The policy copy gets issued at customer’s registered email id within 2 working hours.
    Workers compensation insurance plan is an insurance plan which covers legal liability of the employer towards his/her workers. This insurance plan covers workers for work-related injuries or illnesses if the same has been sustained for more than three days.
    Raheja QBE’s WC policy copy gets issued at client’s registered email id within 2 working hours once the customer is done with making the payment, at SecureNow’s Website.
    The customer will get up to 85% discount on premium, if he/she purchases Raheja’s Workmen Compensation (Employees Compensation Insurance) online at SecureNow Website.
    In India, buying a Workmen Compensation/Employees Compensation Insurance is mandatory under the Workmen Compensation Act, 1923 for some select companies having more than 20 workers in order to protect the rights of workmen. That list includes manufacturing companies, mining companies, construction companies, transport undertakings, factories, plantations, etc.
    Raheja QBE’s WC policy premium calculator provides below add-on covers:
  • Medical Expenses Cover with below options:
    • Rs. 10,000
    • Rs. 25,000
    • Rs. 50,000
    • Rs. 1,00,000
  • Occupational Diseases Cover
  • Option to purchase a policy for less than 12 months
    • The list of essential documents required to file a claim under Raheja QBE’s Workmen Compensation/Employees Compensation Insurance policy include:
  • Duly Filled and signed claim form
  • Policy Copy
  • Medical Bills of the Worker
  • Attendance Register
  • Date of Joining of Worker
  • Payslip
    • FAQ Insurer Image