ImageCompare, Buy & Renew Reliance Workmen's Compensation Insurance Policy

Reliance General Insurance Limited ’s Workmen Compensation/Employees Compensation Insurance

Reliance General Insurance Limited’s Workmen Compensation Insurance (Employees Compensation Insurance) is one of the most desired options for a wide coverage at economical premiums. This policy covers liability of the employer towards his workers under the Employee Compensation Act 1923, Fatal Accident Act 1855 and Common Law. Also, this insurance policy offers add-on options such as cover for medical expenses up to Rs. 1 Lac, compressed air disease, occupational diseases and policy for period ranging from one month to 12 months.

Compare Reliance General for Workmen Compensation Insurance Policy

Logo

Highlights

Over 80% Discount on Premiums

Cover for Medical Expenses

Cover for Occupational Diseases

Cover for Compressed Air Diseases

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply.

Compare quotes in 2 steps

Reliance General Insurance Limited ’s Overview

Reliance General Insurance, a part of Reliance Capital, is one of the leading private sector general insurance companies in India. This company provides a well-rounded and comprehensive bouquet of insurance products which includes Workmen Compensation Insurance, Health Insurance, Motor Insurance and Travel Insurance, and offers customised plans to cater to the insurance needs of the customers. Its focus is to make affordable and innovative insurance products which are accessible to all the customers.
Back Icon

Compare and Save upto 70%*

On Workmen Compensation Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

TOP PLANS

Workmen Compensation Insurance

By Raheja QBE General Insurance

Sub-Sector
Engineering Workshop & Fabrication Work (up to 9 metres)
Sub-Sector
Engineering Workshop & Fabrication Work (up to 9 metres)
Number of Employees
For 6 workers
Number of Employees
For 6 workers
Total Annual Salary
Rs. 16,80,000 and with coverage for medical expenses up to Rs. 25000 per person
Total Annual Salary
Rs. 16,80,000 and with coverage for medical expenses up to Rs. 25000 per person
Premium excluding taxes
Rs.5000 plus taxes(For 12 months)
Premium excluding taxes
Rs.5000 plus taxes(For 12 months)

Workmen Compensation Insurance

By Raheja QBE General Insurance

Sub-Sector
For Civil Construction – up to 2 storeys excluding blasting and tunnelling
Sub-Sector
For Civil Construction – up to 2 storeys excluding blasting and tunnelling
Number of Employees
For 20 workers
Number of Employees
For 20 workers
Total Annual Salary
Rs 24,00,000
Total Annual Salary
Rs 24,00,000
Premium excluding taxes
Rs. 3,000 plus taxes(For 6 months)
Premium excluding taxes
Rs. 3,000 plus taxes(For 6 months)
Securenow does not evaluate, endorse or recommend any particular insurance company or insurance products offered by insurance companies.

Other partner insurance companies

How to buy Reliance’s Workmen Compensation Insurance (Employees Compensation Insurance) Policy?

One can buy Reliance's Workmen Compensation policy (also called employees compensation or workers compensation insurance policy or employer’s liability insurance policy) very easily. To buy Reliance’s WC policy all we have to do is follow below mentioned 5 simple steps:

Step 2: Mention the contact details, select your sector and sub-sector and mention workers’ details

Step 3: Our agent will call you within 24 hours, share the quotes and insurer’s proposal form and payment link/NEFT details with you

Step 4: Fill the proposal form and make the payment

Step 5: Policy copy will get issued at your registered email id, offline

Any Questions?

Write down your mobile number for any question regarding insurance.

Buy Workmen Compensation Insurance coverage upto 1 Lakhs*

Premium starting from ₹100 /person per annum*

*Terms & conditions apply. Click view plans below to check eligibilityPlan Image
secureNow Logo

Get personalized risk assessment for your company

Reliance General Insurance’s Workmen Compensation/Employees Compensation Insurance at a Glance:

ParticularsCoverage
Workmen Compensation Act/Employees Compensation Act 1923
Fatal Accident Act 1855
Common Law
Policy PeriodMinimum for 1 Month Maximum up to 12 Months
Accidental Injuries
Death
Disability
Medical ExpensesCovered at marginally extra premium
Occupational Illness and DiseasesCovered at marginally extra premium
Compressed Air DiseasesCovered at marginally extra premium
Discounts on Premium80%+ Discounts

How to renew a Reliance’s Workmen Compensation/Employees Compensation Insurance Policy?

Renewing a policy is a must to continue availing the last year's policy-benefits. For renewals, SecureNow's Renewal team contacts the clients 2 weeks before the due date of renewal of the policy. We send multiple reminder emails also to clients so that the renewal could be done timely without any break in policy. Clients are supposed to revert to our emails and calls, let us know their requirements for renewal or confirm if we can proceed with the renewal policy booking as per previous year's terms and conditions. Then the client is supposed to make the payment timely, share the placement-documents such as signed and stamped quote and proposal form, GST certificate, PAN card, canceled cheque and a mandate letter to book the policy. The policy copy gets issued offline at the registered email id of the client.

The clients can also reach out to us at +91 9696683999 and ask for assistance for completing the renewal process before the due date of the renewal of the policy.

How to register a claim under a Reliance’s Workmen Compensation/Employees Compensation Insurance Policy?

To register a claim under a Reliance’s Workmen Compensation/Employees Compensation insurance policy is as follows:

1. First and foremost, step is the claim intimation. The client is supposed to intimate SecureNow/Insurer about the claim within 24 hours. Also, he should share his last year policy/policy number as well

2. Second step is the claim documents’ submission. The client should submit the claim-documents such as the medical bills of worker for whom the claim is being registered, payslip of the worker, attendance register, date of joining etc.

3. Then the insurance company verifies the shared claim-documents, ask for deficient documents, if any and process the claim as per the policy terms and conditions

The client also needs to submit the hard copies of the claim documents. In case of any query, he/she can reach out to us at +91 9696683999 or support@securenow.in.

Standard Exclusions of a Reliance’s Workmen Compensation/Employee Compensation Insurance Policy:

  • Fireworks, ammunitions, fuses, cartridges, powder, nitroglycerine, or any explosives
  • Accidents occurring at any other place than the Place or Places of Employment specified in the Schedule, unless the Employee was at such other place whilst on duty for the purpose of Business and on the directions of the Insured or any of its official authorized to exercise control and supervision over the Employee.
  • Gases and or air under pressure in containers
  • Petrochemicals and also chemicals of a "toxic" (as defined under India’s Public Liability Act 1991), noxious, explosive and or highly flammable nature
  • Asbestos and or asbestos products other than
    1. The storage, Transport and / handling of any of the substances above mentioned other than (d) which is merely incidental to the operations and/or trade of the insured not otherwise excluded, is hereby covered
    2. Losses suffered in the course of the construction, maintenance and demolition of towers, steeples, bridges, flyovers and other walkways and road bridges not longer than 300 meters and road bridges with unsupported span longer than 100 meters
    3. Losses suffered in the course of shipbuilding, ship repairing and ship breaking other than pleasure crafts, stevedoring and or harbor / longshore work and Sub-aqueous work
    4. Service in any kind of armed forces (including, but not limited to military, police, security services)
    5. Workers engaged in underground and/or underwater mines and underground services
    6. Subaqueous work
    7. Quarries where explosives are used
    8. Employees stationed outside India
  • Frequently Asked Questions

    For FY2021-22, the total gross written premium done by Reliance General Insurance Company is Rs. 9,505 crores.
    Reliance General Insurance Company has 130+ offices and 28900+ intermediaries across India.
    Workers’ total annual compensation is considered as sum insured in a Workmen Compensation Policy. The total annual compensation of workers is basically the multiplication of total number of workers and their annual wages.
    Yes, Reliance’s Employees Compensation Insurance covers contractual workers and sub-contractual workers.
    Yes, the client can opt for occupational disease cover under a Reliance’s Workmen Compensation Insurance by paying marginally extra premium.
    Yes, the client can opt for compressed air disease cover under a Reliance’s Workmen Compensation Insurance by paying a little extra premium.
    Yes, the client can buy Reliance’s Workmen Compensation (WC) policy for less than 12 months.
    The list of necessary documents required to register a claim under Reliance’s Workmen Compensation/Employees Compensation Insurance policy includes:
  • Duly Filled and signed claim form
  • Copy of last year policy
  • Date of Joining of Workerr
  • Worker’s Payslip
  • Medical Bills of Worker
  • Attendance Record
  • FAQ Insurer Image