ICICI Lombard General Insurance Company’s Group Health Insurance
ICICI Lombard General Insurance Company’s Group Health Insurance is one of the most preferred options for comprehensive coverage at affordable premiums. This insurance plan covers medical expenses incurred by the insured during day care treatment, hospitalisation, for any illness or injury suffered by the insured during the policy period. This policy also provides add-on covers such as cover for pre-existing diseases, maternity expenses, pre and post hospitalisation, out patient department (OPD) expenses, HIV, baby day one cover, critical illness cover, travel expenses for medical treatment, dental expenses, donor expenses, ambulance charges, domiciliary hospitalisation etc.Compare ICICI Lombard for Group Health Insurance
Highlights
Covers external congenital diseases in case of life threatening situations
Covers air ambulance upto Rs. 1 Lac without charging any additional premium
Covers ayurvedic treatment upto 100% of sum insured
Covers lasik surgery without charging any additional premium if correction index is +/- 6.5 D
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ICICI Lombard General Insurance Company’s Overview
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On Group Health Insurance
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Group Health Insurance
By ICICI Lombard General Insurance
Group Health Insurance
By ICICI Lombard General Insurance
How to buy ICICI Lombard General’s Group Health Insurance Policy?
Step 1: Visit www.securenow.in, go to 'Group Insurance' and then go to ‘Group Health Insurance’
Step 2: Mention the contact details and employee count to see multiple quotes online
Step 3: Select the option you want to go ahead with, click on ‘Buy Now’ and upload the ‘Employee Data’
Step 4: Our sales manager will contact you within 24 hours and help you close the deal at the earliest
Step 5: The Policy copy will get issued at your registered email Id, offline within 15 working days once you are done with making the payment
Any Questions?
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Buy Group Health Insurance coverage upto 5 Lakhs*
Premium starting from 2000 /person per annum*
*Terms & conditions apply. Click view plans below to check eligibility
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ICICI Lombard General Insurance’s Group Health Insurance at a Glance:
| Particulars | Coverage |
|---|---|
| Minimum number of employees & lives required to buy this GMC policy | 10 and 25 |
| In Patient Hospitalisation Expenses Cover | |
| Pre-existing Diseases Cover | |
| Waiver of Waiting Period of Pre-existing Disease Cover | |
| Waiver of Specific Illness Waiting Period | |
| Maternity Expenses Cover | |
| Waiver of 9 Months Waiting Period of Maternity Cover | |
| Pre and Post Natal Expenses Cover | |
| New Born Baby Cover | |
| Day care Treatment Cover | |
| Pre Hospitalisation Medical Expenses Cover for 60 days | |
| Post Hospitalisation Medical Expenses Cover for 90 days | |
| No Copayment | |
| No Disease Wise Capping | |
| Internal Congenital Disease Cover | |
| External Congenital Disease Cover | Covered in life threatening situation |
| Road Ambulance Cover | Rs.1500/- per Hospitalisation |
| Air Ambulance Cover upto Rs. 1 Lac | |
| Ayurvedic treatment cover upto 100% of sum insured or family sum insured whichever is less | |
| Additions/Deletions of Lives Covered on Pro-rata basis | |
| Corporate Floater | At marginally extra premium |
| OPD Cover | At marginally extra premium |
| Lasik Surgery | Covered if correction index is +/- 6.5 D |
| Terrorism | |
| Lucentis | Covered upto Rs. 50,000 per family within the sum insured |
How to renew a ICICI Lombard’s Group Health Insurance Policy?
o renew your GHI policy (other than ICICI Lombard’s), the client is supposed to send us his/her last year’s policy copy, last year’s employee data (at which the policy got placed), active data of the employees (this year’s data) and updated claims MIS to support@securenow.in.The clients can also contact us at +91 9696683999 and ask for assistance to complete the renewal process before the due date of renewal of the policy.
How to file a claim under a ICICI Lombard’s Group Health Insurance Policy?
The claim process under a group mediclaim (also called group health insurance) policy are of two types:
In case of network hospital : If the insured is visiting a network hospital, one that the policy's insurer has tied up with, he/she will be entitled to get cashless hospitalization. This means that the customer needs to show his/her health card and he/she can avail the cashless service. The insurer will directly settle customer's hospitalization expenses with the hospital subject to complete documentation. To avail of this, it is necessary to notify us(insurer/broker) within 24 hours of admission or before the discharge from the hospital/nursery home. Here, notification of claim means informing about the claim to the respective insurer or TPA, specifying the timelines along with the address/telephone number at which the insurer can contact the customer. The cashless process is available at network hospitals only as mentioned in your policy,
In case of non-network hospital : : In case the treatment is taking place in a non-network hospital, i.e., not in the network of the insurance company then the client is entitled to get reimbursement claim settlement and the client is supposed to give a written notification of the claim, immediately, and in any event within 24 hours of the illness or injury. It is necessary that the insured consults a doctor, and follow the recommended advice and treatments.
The client also is supposed to submit the hard copies of the claim documents. In case of any query, he/she can call us at +91 9696683999 or write to us at support@securenow.in
Standard Exclusions of a ICICI Lombard General’s Group Health Insurance Policy:
Frequently Asked Questions
| Branches | 283 |
| Virtual Offices | 908 |
| Agents (incl. POS) | 88,545 |
