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ManipalCigna Health Insurance Company’s Group Health Insurance

ManipalCigna Health Insurance Company’s Group Health Insurance is one of the best insurance options which provides comprehensive coverage at feasible premiums. This insurance plan covers in patient hospitalisation expenses cover, day care treatment, pre-hospitalisation medical expenses cover, post hospitalisaion medical expenses cover, road ambulance cover, domiciliary hospitalisation, donor expenses cover, maternity expenses cover.

Compare Manipal Cigna for Group Health Insurance

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Highlights

Employee data can be collected/shared online

Option to fill the proposal form online

For first time buyers, option to make payment online

Instant issuance of Certificate of Insurance for policies bought online

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply.

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ManipalCigna Health Insurance Company’s Overview

Manipalcigna started operations in Feb 2014 and is backed by two strong, eminent promoters; both leaders in Healthcare domain - Indian business conglomerate, Manipal Group and U.S. based global health services leader, Cigna Corporation. Cigna Corporation ranks 13th in the Fortune 500 list of companies.Manipalcigna has been at the forefront of innovations in the Indian health insurance space with respect to products, processes & technology. Manipalcigna has successfully carved a niche in the market owning to its ‘Health and Wellness’ positioning.
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Compare and Save upto 70%*

On Group Health Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

TOP PLANS

Group Health Insurance

By Manipal Cigna Insurance

Family Definition
Self (25 lives)
Family Definition
Self (25 lives)
Sum Insured
₹ 76250 + taxes
Sum Insured
₹ 76250 + taxes
Premium(Excluding Taxes)
₹ 3 Lacs
Premium(Excluding Taxes)
₹ 3 Lacs

Group Health Insurance

By Manipal Cigna Insurance

Family Definition
self, spouse and 2 kids (25 self and 70 lives)
Family Definition
self, spouse and 2 kids (25 self and 70 lives)
Sum Insured
₹ 213500 + taxes
Sum Insured
₹ 213500 + taxes
Premium(Excluding Taxes)
₹ 3 Lacs
Premium(Excluding Taxes)
₹ 3 Lacs
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How to buy ManipalCigna’s Group Health Insurance Policy?

Buying ManipalCigna’s Group Health Insurance Policy has become so easy that one can buy this policy online in just a few clicks by following the below 5 steps:

Step 1: Visit www.securenow.in, go to 'Group Insurance' and then go to ‘Group Health Insurance’

Step 2: Enter your contact details, mention the employee count and see multiple quotes online

Step 3: Finalise the option, click on ‘Buy Now’, ‘Upload Employee Data’ and proceed further

Step 4: Fill the proposal form and make the payment, online

Step 5: COI will get issued at your registered email id, instantly

Any Questions?

Write down your mobile number for any question regarding insurance.

Buy Group Health Insurance coverage upto 5 Lakhs*

Premium starting from 2000 /person per annum*

*Terms & conditions apply. Click view plans below to check eligibilityPlan Image
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ManipalCigna Insurance’s Group Health Insurance at a Glance:

ParticularsCoverage
Minimum number of employees & lives required to buy this GMC policy5 and 7
In Patient Hospitalisation Expenses Cover)
Pre-existing Diseases Cover)
Waiver of Waiting Period of Pre-existing Disease Cover
Waiver of Specific Illness Waiting Period
Maternity Expenses Cover
Waiver of 9 Months Waiting Period of Maternity Cover
Pre and Post Natal Expenses Cover
New Born Baby Cover
Day care Treatment Cover
Pre Hospitalisation Medical Expenses Cover for 30 days
Post Hospitalisation Medical Expenses Cover for 60 days
No Copayment
No Disease Wise Capping
Internal Congenital Disease Cover
Road Ambulance Cover
Domiciliary Hospitalisation Cover
Donor Expenses Cover
Cataract Cover upto Rs. 30k per eye
Additions/Deletions of Lives Covered on Pro-rata basis
Corporate FloaterAt marginally extra premium
OPD Cover for Consultation, Prescribed Diagnostics, Prescribed Pharmacy and Dental TreatmentAt marginally extra premium

How to renew a ManipalCigna’s Group Health Insurance Policy?

The customer should renew its group health insurance policy in order to continue the last year’s policy benefits. For our renewals, our sales team reach out to customers 90 days before the due date of the renewal. Also, we send renewal reminder emails to customers, twice, 23 days and 7 days before the due date of the renewal. You are requested to revert to our emails and calls, let us know if any deviation is required at this year’s renewal or we can proceed with the policy-booking as per last year’s terms and conditions. Also, you are requested to finalise the quote, and make the payment, timely so that the policy does not get lapsed. Once you are done with the payment, the renewed policy copy will get issued at the registered email id within 15 working days.

To renew your group health insurance policy(other than ManipalCigna’s), you are requested to send us your last year’s policy copy, last year’s employee data(at which the policy got booked), active data of the employees(this year’s data) and updated claims MIS to support@securenow.in. You may also call us at +91 9696683999 and ask for assistance to complete the renewal process before the due date of renewal.

How to file a claim under a ManipalCigna’s Group Health Insurance Policy

The claim process under a Group Health Insurance Policy can be of 2 types which are described below:

In case of network hospital : If you are visiting a network hospital, one that your health insurer has tied up with, you will be entitled to get cashless hospitalization. This means that you need to show your health card and you can avail cashless servicThe insurer will directly settle your hospitalization expenses with the hospital provided all the required conditions are met. To avail of this, it is necessary to notify the insurer/broker within 24 hours of admission or before discharge from the hospital/nursery hom Here, notification of claim means informing about the upcoming claim to the insurance company or TPA, specifying the timelines along with address/telephone number which the insurer can contact. The cashless procedure is available at network hospitals only as mentioned in your policy,

In case of non-network hospital : If the treatment is taking place in a non-network hospital, , not in the network of the insurer then you will be entitled to get reimbursement claim settlement and the insured should give written notification of a claim, immediately,and in any event within 24 hours of the illness or injury. It is necessary that the insured consults a doctor, and follow all the recommended advice and treatment.

You also need to submit the hard copies of the claim documents. In case of any query, you can reach out to us at +91 9696683999 or write to us at support@securenow.in

Standard Exclusions of ManipalCigna’s Group Health Insurance

1) Pre-Existing Diseases Code- Excl 01
2) Specific disease/procedure Waiting period- Code- Excl 02
3) 30-day waiting period- Code- Excl 03
4) Investigation & Evaluation- Code- Excl 04
5) Rest Cure, rehabilitation and respite care- Code- Excl 05
6) Obesity/ Weight Control: Code- Excl 06
7) Change-of-Gender treatments: Code- Excl 07

8) Cosmetic or plastic Surgery: Code- Excl 08.

9) Hazardous or Adventure sports: Code- Excl 09

10) Breach of law: Code- Excl 10

11) Excluded Providers: Code- Excl 11.

12) Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof. (Code- Excl 12)

13) Treatments received in heath hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged wholly or partly for domestic reasons. (Code- Excl 13)

14) Dietary supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of hospitalisation claim or day care procedure (Code- Excl 14)

15) Refractive Error: Code- Excl 15

16) Unproven Treatments: Code- Excl 16

17) Sterility and Infertility: Code- Excl 17

17) Maternity: Code Excl 18

Frequently Asked Questions

For the year ended 31st March 2022, ManipalCigna Health Insurance Company’s total premium earned(Net) is 81,212.8 Lakhs.
ManipalCigna Health Insurance Company has 16 branches in the top cities of India:
  • Hyderabad
  • New Delhi
  • Ahmedabad
  • Chandigarh
  • Bengaluru
  • Mangalore
  • Cochin
  • Mumbai
  • Pune
  • Khorda
  • Jaipur
  • Chennai
  • Coimbatore
  • Lucknow
  • Kolkata
  • The sum insured options range is as below:
  • For online purchase: 1 Lac to 5 Lacs
  • For offline purchase: More than 5 Lacs
  • The claim settlement ratio of ManipalCigna Health Insurance Company is 85%.
    Yes, the client can buy a group health insurance policy, online from SecureNow.
    Yes, ManipalCigna’s GHI policy provides OPD coverage for below, by charging marginally extra premium:
  • Consultation
  • Prescribed Diagnostics
  • Prescribed Pharmacy(upto 25% of the sum insured)
  • Dental treatment
  • The documents required to register a claim under ManipalCigna’s Group Health Insurance policy include:
  • A duly filled and signed claim form
  • Claim notice
  • Copy of the policy document
  • FAQ Insurer Image